Terms of Service

Eligibility and accounts

• You must be at least 18 years old and legally able to enter a binding contract.
• You must sign in with your own Google account and keep your account secure.
• You are responsible for all activity under your account and for the accuracy of information you provide.

Listings, scans, and AI outputs

• You may only scan, upload, list, rent, or sell items you own or are legally authorized to control.
• You grant Nearbay permission to process your uploaded media and listing data to operate the service, including AI analysis, thumbnails, search, rental workflow, trust features, and support.
• AI-generated item names, categories, conditions, descriptions, and prices are estimates only. They are not appraisals, guarantees, insurance, safety certifications, or legal advice.
• You must review each listing before publishing it and correct price, condition, safety, or availability errors.

Prohibited items and conduct

• Do not list anything illegal, stolen, counterfeit, unsafe, recalled, hazardous, regulated without authorization, or not actually available.
• Do not list weapons, explosives, controlled substances, prescription items, medical devices requiring regulation, adult services, personal identification documents, financial documents, passwords, accounts, live animals, or anything that violates someone else's rights.
• Do not harass, threaten, spam, scrape, reverse engineer, bypass security, submit false reviews, manipulate ratings, or use Nearbay for fraud.

Rentals, deposits, and PayPal

• Rentals are agreements between the owner and renter. Nearbay facilitates discovery, messaging, records, and payment workflow, but does not inspect items or guarantee either party's performance.
• When a renter starts a rental, PayPal authorizes the rental fee plus deposit. PayPal processes payment information under PayPal's own terms and privacy statement.
• On clean return, the owner should capture only the rental fee and release the deposit. If the item is not returned, is damaged, or the parties agree a deposit capture is appropriate, the owner may capture the full authorized amount through the Nearbay workflow.
• A renter can cancel while a rental is pending approval. Once authorized, the parties must coordinate handoff, return, and any dispute in good faith.
• Nearbay may record PayPal order, authorization, capture, void, refund, and expiration events to keep rental status accurate.

Owner responsibilities

• Owners must describe items honestly, keep availability current, set lawful and reasonable prices, provide items in the stated condition, and disclose risks or special instructions.
• Owners are responsible for deciding whether an item was returned cleanly, but must not abuse the deposit capture workflow.
• Owners are responsible for taxes, permits, insurance, safety checks, and legal compliance related to their items and rental income.

Renter responsibilities

• Renters must inspect items at handoff, use items safely and lawfully, follow owner instructions, return items on time and in materially the same condition, and pay authorized amounts.
• Renters are responsible for loss, damage, misuse, late return, fines, and third-party claims caused by their rental use.

Location, handoff, and safety

Reviews, chat, and content

• You are responsible for messages, reviews, listings, images, and other content you submit.
• Do not post private information, defamatory content, illegal content, or misleading reviews.
• Nearbay may remove content or restrict accounts that appear abusive, fraudulent, unsafe, unlawful, or inconsistent with these Terms.

Pricing, currency, and exchange-rate estimates

• Nearbay currently stores item values, rental fees, deposits, PayPal authorizations, captures, and refunds in USD unless a screen explicitly says otherwise.
• Nearbay may show approximate local-currency equivalents based on IP location, request headers, browser language, and third-party exchange-rate data. These local amounts are estimates for convenience only.
• PayPal, banks, card networks, or wallet providers may apply their own exchange rates, fees, eligibility rules, holds, settlement timing, and currency-conversion terms.
• If a displayed estimate conflicts with the PayPal checkout amount or Nearbay rental record, the USD amount in the checkout/rental record controls unless Nearbay has explicitly enabled another settlement currency.

Fees, changes, and availability

• Nearbay may be free during beta and may introduce platform fees, subscriptions, or paid features later. Any material pricing change will be shown before it applies.
• The service may change, pause, break, or be discontinued. We may add, remove, or modify features at any time.

Disclaimers and liability

Termination and enforcement

Governing law and contact